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MARTIAL ARTS INSURANCE CLAIMS
Liability / Professional Indemnity / Participant Accident
It wasn't that long ago that if someone slipped over, they would get up, dust themselves off and that would be the end of it.
Unfortunately though, in today's litigious society in which we live, more often than not, if someone slips over, they are screaming for their solicitor before they hit the floor.
Whilst there is no doubt Martial Arts Instructors understand the risks and do whatever they can to minimise them, claims still occur. It is therefore important that we make you aware of the type of claims that have recently been reported as the easiest lessons to learn are from others mistakes.
Instructor incorrectly provided instructions on a particular advanced hold. The hold was used and resulted in an opponent becoming a quadriplegic - $5,000,000.
Kick to the head causing severe brain damage - $3,000,000. (Estimate)
Incorrect throw resulting in broken shoulder - $420,000.
Incorrect kick resulting in lost kidney - $38,000.
Missed floor mat resulting in broken arm - $162,000.
Contact kick to chest causing broken ribs - $178,000.
Mismatched belt, weight and size (sparring) resulting in knee replacement - $65,000.
Incorrect warm up procedure provided resulting in sprained back - $20,000.
Failure of instructor to supervise sparring - $60,000.
Instructor threw a junior member resulting in a broken arm – amount unknown as yet.
INSURANCE HOTLINE : 03 9897 3213